ALMOST 1 ACRE RESIDENTIAL LOT IN ANCHOR COVE VA | PUBLIC WATER & PAVED ROAD

$11,000

Deposit $500

By submitting a $500 deposit, you will be securing this property for purchase for 72 hours. This will guarantee your purchase for 72 hours while you perform your due diligence and physically inspect the property. The initial deposit of $500 is non-refundable after 72 hours. You must email your request to cancel the purchase and refund your initial $500 deposit within 72 hours of submitting the deposit.

Property Details

Contact phone

727-940-9476

Description

0.93-ACRE R-1 RESIDENTIAL LOT IN ANCHOR COVE — PUBLIC WATER & PAVED ROAD

Here is an opportunity to own nearly an acre in the Anchor Cove community of Bracey, Virginia. Lot 62 is zoned R-1 (Residential Single Family), sits on a paved road, has public water available, and is offered with a Warranty Deed.

Bracey is in Mecklenburg County in southern Virginia, a region known for its proximity to Kerr Lake (Buggs Island Lake), which offers boating, fishing, and camping. It is a good fit for buyers who want a quiet, small-town setting with access to the outdoors.

⛰️ Property Highlights

  • Location: Bracey, Mecklenburg County, VA
  • Subdivision: Anchor Cove (Lot 62)
  • Lot Size: 0.93 acres (approx. 40,510.8 sq ft)
  • Zoning: R-1 (Residential Single Family) — Deed Restricted
  • Road Access: Paved Road
  • Utilities: Public Water (Central Community Water); Septic Needed (on-site septic required); electrical service hookup through Mecklenburg Electric Cooperative (MEC)
  • HOA: Anchor Cove Association, Inc. ($228–$252/year)
  • Taxes: $43.00 per year

🏠 Perfect For

✔️ Building a custom single-family home (stick-built or modular)

✔️ Buyers looking for a residential lot in a deed-restricted community

✔️ Holding the lot for a future home

⛷️ Enjoy Everything Mecklenburg County Has to Offer

✅ Kerr Lake (Buggs Island Lake) for boating, fishing, and camping

✅ Outdoor recreation throughout southern Virginia's lake country

✅ Small-town living with a quiet, rural feel

Important Property Information

Allowed use: Homes. The lot is zoned R-1 (Residential Single Family) and is deed restricted.

Buildable: Yes, subject to septic and soil approval. Public water is available, but the lot has no sewer connection, so an on-site septic system is required.

Mobile homes: Not allowed. Only permanent stick-built or modular structures that match neighborhood architectural standards are permitted.

RV living: Not allowed.

Farm animals: Not allowed.

Minimum house size: Anchor Cove HOA covenants require a minimum of 1,000 sq. ft. on the ground/main level.

Setbacks: Front 25 ft | Side 10 ft | Rear 15 ft.

Required actions before building: Before breaking ground or obtaining county building permits, the buyer must secure a formal environmental wetland delineation/site survey to stake the building envelope, and obtain an engineered on-site septic system permit from the health department.

Impact fees: None.

Electric: Service hookup is available through Mecklenburg Electric Cooperative (MEC), 434-372-6100.

Helpful contacts:

  • HOA plan submissions: HOA@anchorcovelkg.com (PO Box 226, Bracey, VA 23919)
  • Septic permits and soil: Mecklenburg County Environmental Health Dept., 434-738-6544
  • Building permits and code enforcement: Mecklenburg County Building Inspection Dept., 434-738-6191 ext. 4331 (Attn: Eddie Harris)
  • Property taxes and GIS mapping: Mecklenburg County Commissioner of the Revenue, 434-738-6191 ext. 4270

Closing & Title Options

This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $299. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.

Owner Financing Available

  • Owner finance available with no credit check or income verification
  • Contract for deed, deed transferred after final payment
  • Everyone is approved
  • Down payment: $4,000
  • APR: 10%
  • $249 processing and origination fee applies to all new loans

💰 Monthly Payment Options

Financed amount: $11,000.00 (owner finance price $15,000.00 − $4,000 down payment)

  • 5 Years (60 months): $233.72/month
  • 7 Years (84 months): $182.61/month
  • 10 Years (120 months): $145.37/month

All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Categories: Residential

Location

Windwrard Psge, Bracey, Mecklenburg, VA, US, 23919 | Get direction

ALMOST 1 ACRE RESIDENTIAL LOT IN ANCHOR COVE VA | PUBLIC WATER & PAVED ROAD

$11,000

Deposit $500

By submitting a $500 deposit, you will be securing this property for purchase for 72 hours. This will guarantee your purchase for 72 hours while you perform your due diligence and physically inspect the property. The initial deposit of $500 is non-refundable after 72 hours. You must email your request to cancel the purchase and refund your initial $500 deposit within 72 hours of submitting the deposit.

Property Details

Contact phone

727-940-9476

Description

0.93-ACRE R-1 RESIDENTIAL LOT IN ANCHOR COVE — PUBLIC WATER & PAVED ROAD

Here is an opportunity to own nearly an acre in the Anchor Cove community of Bracey, Virginia. Lot 62 is zoned R-1 (Residential Single Family), sits on a paved road, has public water available, and is offered with a Warranty Deed.

Bracey is in Mecklenburg County in southern Virginia, a region known for its proximity to Kerr Lake (Buggs Island Lake), which offers boating, fishing, and camping. It is a good fit for buyers who want a quiet, small-town setting with access to the outdoors.

⛰️ Property Highlights

  • Location: Bracey, Mecklenburg County, VA
  • Subdivision: Anchor Cove (Lot 62)
  • Lot Size: 0.93 acres (approx. 40,510.8 sq ft)
  • Zoning: R-1 (Residential Single Family) — Deed Restricted
  • Road Access: Paved Road
  • Utilities: Public Water (Central Community Water); Septic Needed (on-site septic required); electrical service hookup through Mecklenburg Electric Cooperative (MEC)
  • HOA: Anchor Cove Association, Inc. ($228–$252/year)
  • Taxes: $43.00 per year

🏠 Perfect For

✔️ Building a custom single-family home (stick-built or modular)

✔️ Buyers looking for a residential lot in a deed-restricted community

✔️ Holding the lot for a future home

⛷️ Enjoy Everything Mecklenburg County Has to Offer

✅ Kerr Lake (Buggs Island Lake) for boating, fishing, and camping

✅ Outdoor recreation throughout southern Virginia's lake country

✅ Small-town living with a quiet, rural feel

Important Property Information

Allowed use: Homes. The lot is zoned R-1 (Residential Single Family) and is deed restricted.

Buildable: Yes, subject to septic and soil approval. Public water is available, but the lot has no sewer connection, so an on-site septic system is required.

Mobile homes: Not allowed. Only permanent stick-built or modular structures that match neighborhood architectural standards are permitted.

RV living: Not allowed.

Farm animals: Not allowed.

Minimum house size: Anchor Cove HOA covenants require a minimum of 1,000 sq. ft. on the ground/main level.

Setbacks: Front 25 ft | Side 10 ft | Rear 15 ft.

Required actions before building: Before breaking ground or obtaining county building permits, the buyer must secure a formal environmental wetland delineation/site survey to stake the building envelope, and obtain an engineered on-site septic system permit from the health department.

Impact fees: None.

Electric: Service hookup is available through Mecklenburg Electric Cooperative (MEC), 434-372-6100.

Helpful contacts:

  • HOA plan submissions: HOA@anchorcovelkg.com (PO Box 226, Bracey, VA 23919)
  • Septic permits and soil: Mecklenburg County Environmental Health Dept., 434-738-6544
  • Building permits and code enforcement: Mecklenburg County Building Inspection Dept., 434-738-6191 ext. 4331 (Attn: Eddie Harris)
  • Property taxes and GIS mapping: Mecklenburg County Commissioner of the Revenue, 434-738-6191 ext. 4270

Closing & Title Options

This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $299. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.

Owner Financing Available

  • Owner finance available with no credit check or income verification
  • Contract for deed, deed transferred after final payment
  • Everyone is approved
  • Down payment: $4,000
  • APR: 10%
  • $249 processing and origination fee applies to all new loans

💰 Monthly Payment Options

Financed amount: $11,000.00 (owner finance price $15,000.00 − $4,000 down payment)

  • 5 Years (60 months): $233.72/month
  • 7 Years (84 months): $182.61/month
  • 10 Years (120 months): $145.37/month

All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Categories: Residential

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