1-ACRE BUILDABLE LOT IN CHATTANOOGA WTIH PUBLC UTILTIES

$20,000

Deposit $500

By submitting a $500 deposit, you will be securing this property for purchase for 72 hours. This will guarantee your purchase for 72 hours while you perform your due diligence and physically inspect the property. The initial deposit of $500 is non-refundable after 72 hours. You must email your request to cancel the purchase and refund your initial $500 deposit within 72 hours of submitting the deposit.

Call or Text us anytime at 727-940-9476 for questions or to buy this property.

Property Details

Contact phone

727-940-9476

Description

1-ACRE BUILDABLE LOT IN CHATTANOOGA — DUPLEX OR TWO HOMES BY RIGHT, PUBLIC UTILITIES, PAVED ROAD ACCESS

Here's a genuine opportunity to own a full acre of residentially zoned land inside the Chattanooga city limits — priced at just $20,000 cash, with owner financing available. This is a verified buildable lot with public water, public sewer, and paved road access already in place, conveyed by Warranty Deed with no HOA. Whether you're a developer, investor, or someone ready to build their next home, this parcel checks the boxes that matter most.

Chattanooga is one of Tennessee's most dynamic cities — a revitalized river town known for its outdoor recreation, thriving arts scene, nationally recognized food culture, and the Tennessee Aquarium anchoring its walkable riverfront. Hamilton County offers the energy of a growing urban market alongside easy access to the natural beauty of the surrounding Tennessee Valley and Appalachian foothills.

⛰️ Property Highlights

  • Zoning: RN-2 (Residential Neighborhood Multi-Unit) — within Chattanooga City Limits. Permits a duplex or two detached homes by right. Max structural lot coverage 40% (~6,500 sq ft); max building height 35 ft.
  • Road Access: Paved Road
  • Utilities: Public Water & Public Sewer
  • Setbacks: 20 ft front, 5 ft side, 25 ft rear
  • Impact Fees: None — no standard public infrastructure or development impact fees charged by the City of Chattanooga or Hamilton County
  • HOA: None
  • Deed Type: Warranty Deed
  • Annual Taxes: $56.00/year

🏠 Perfect For

✅ Building a single-family custom home in an established city

✅ Developing a duplex for rental income or house-hacking

✅ Building two detached homes on a single parcel — live in one, rent or sell the other

✅ Investors seeking a low-tax, no-HOA residential development opportunity

🎿 Enjoy Everything Chattanooga Has to Offer

✅ Tennessee Aquarium — one of the largest freshwater aquariums in the world, located on Chattanooga's revitalized riverfront

✅ Lookout Mountain — home to Rock City, Ruby Falls, and sweeping views of the surrounding region

✅ Tennessee River waterfront — boating, paddling, riverfront parks, and the Walnut Street pedestrian bridge

✅ Chattanooga Choo Choo and historic downtown arts, dining, and entertainment districts

✅ Chickamauga and Chattanooga National Military Park — one of the oldest and largest military parks in the country

✅ Close proximity to the Appalachian Trail corridor and surrounding mountain recreation

✅ Strong local economy, nationally recognized infrastructure (first U.S. city with citywide gigabit internet), and consistent growth in real estate demand

📍 Nearby Attractions

  • Tennessee Aquarium — Chattanooga Riverfront
  • Rock City & Ruby Falls — Lookout Mountain
  • Chickamauga & Chattanooga National Military Park
  • Walnut Street Bridge & Renaissance Park
  • Coolidge Park — North Chattanooga
  • Chattanooga Market & Main Street dining corridor

Important Property Information

This lot is zoned RN-2 (Residential Neighborhood Multi-Unit) within the Chattanooga city limits and is verified buildable. Permitted uses by right include a duplex or two detached single-family homes. Total structural lot coverage is capped at 40% (approximately 6,500 sq ft), with a maximum allowable building height of 35 feet. Setbacks are 20 ft front, 5 ft side, and 25 ft rear.

Mobile homes are not permitted on this lot. RV living is not permitted as a primary residence. Farm animals: chickens are allowed with a city permit; livestock is not permitted.

Public water and public sewer are available. No HOA. No development impact fees apply — permit costs are calculated based on total construction valuation at the time of permitting.

Key contacts for development: Chattanooga Land Development Office / Zoning Division: (423) 643-5891 | Permitting Desk: (423) 643-5800 | Hamilton County WWTA (sewer tap fees): (423) 209-7842 | Chattanooga-Hamilton County Regional Planning Agency: (423) 643-5902.

Owner Financing Available

  • Owner finance available with no credit check or income verification
  • Contract for deed, deed transferred after final payment
  • Everyone is approved
  • Down payment: $5,000
  • APR: 10%
  • $249 processing and origination fee applies to all new loans

💰 Monthly Payment Options

Financed amount: $22,000.00 (owner finance price $27,000.00 − $5,000 down payment)

  • 5 Years (60 months): $467.43/month
  • 7 Years (84 months): $365.23/month
  • 10 Years (120 months): $290.73/month

All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Closing & Title Options

This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $299. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.

Categories: Residental

Location

Awtry St, Chattanooga, Hamilton, TN, US, 37406 | Get direction

1-ACRE BUILDABLE LOT IN CHATTANOOGA WTIH PUBLC UTILTIES

$20,000

Deposit $500

By submitting a $500 deposit, you will be securing this property for purchase for 72 hours. This will guarantee your purchase for 72 hours while you perform your due diligence and physically inspect the property. The initial deposit of $500 is non-refundable after 72 hours. You must email your request to cancel the purchase and refund your initial $500 deposit within 72 hours of submitting the deposit.

Call or Text us anytime at 727-940-9476 for questions or to buy this property.

Property Details

Contact phone

727-940-9476

Description

1-ACRE BUILDABLE LOT IN CHATTANOOGA — DUPLEX OR TWO HOMES BY RIGHT, PUBLIC UTILITIES, PAVED ROAD ACCESS

Here's a genuine opportunity to own a full acre of residentially zoned land inside the Chattanooga city limits — priced at just $20,000 cash, with owner financing available. This is a verified buildable lot with public water, public sewer, and paved road access already in place, conveyed by Warranty Deed with no HOA. Whether you're a developer, investor, or someone ready to build their next home, this parcel checks the boxes that matter most.

Chattanooga is one of Tennessee's most dynamic cities — a revitalized river town known for its outdoor recreation, thriving arts scene, nationally recognized food culture, and the Tennessee Aquarium anchoring its walkable riverfront. Hamilton County offers the energy of a growing urban market alongside easy access to the natural beauty of the surrounding Tennessee Valley and Appalachian foothills.

⛰️ Property Highlights

  • Zoning: RN-2 (Residential Neighborhood Multi-Unit) — within Chattanooga City Limits. Permits a duplex or two detached homes by right. Max structural lot coverage 40% (~6,500 sq ft); max building height 35 ft.
  • Road Access: Paved Road
  • Utilities: Public Water & Public Sewer
  • Setbacks: 20 ft front, 5 ft side, 25 ft rear
  • Impact Fees: None — no standard public infrastructure or development impact fees charged by the City of Chattanooga or Hamilton County
  • HOA: None
  • Deed Type: Warranty Deed
  • Annual Taxes: $56.00/year

🏠 Perfect For

✅ Building a single-family custom home in an established city

✅ Developing a duplex for rental income or house-hacking

✅ Building two detached homes on a single parcel — live in one, rent or sell the other

✅ Investors seeking a low-tax, no-HOA residential development opportunity

🎿 Enjoy Everything Chattanooga Has to Offer

✅ Tennessee Aquarium — one of the largest freshwater aquariums in the world, located on Chattanooga's revitalized riverfront

✅ Lookout Mountain — home to Rock City, Ruby Falls, and sweeping views of the surrounding region

✅ Tennessee River waterfront — boating, paddling, riverfront parks, and the Walnut Street pedestrian bridge

✅ Chattanooga Choo Choo and historic downtown arts, dining, and entertainment districts

✅ Chickamauga and Chattanooga National Military Park — one of the oldest and largest military parks in the country

✅ Close proximity to the Appalachian Trail corridor and surrounding mountain recreation

✅ Strong local economy, nationally recognized infrastructure (first U.S. city with citywide gigabit internet), and consistent growth in real estate demand

📍 Nearby Attractions

  • Tennessee Aquarium — Chattanooga Riverfront
  • Rock City & Ruby Falls — Lookout Mountain
  • Chickamauga & Chattanooga National Military Park
  • Walnut Street Bridge & Renaissance Park
  • Coolidge Park — North Chattanooga
  • Chattanooga Market & Main Street dining corridor

Important Property Information

This lot is zoned RN-2 (Residential Neighborhood Multi-Unit) within the Chattanooga city limits and is verified buildable. Permitted uses by right include a duplex or two detached single-family homes. Total structural lot coverage is capped at 40% (approximately 6,500 sq ft), with a maximum allowable building height of 35 feet. Setbacks are 20 ft front, 5 ft side, and 25 ft rear.

Mobile homes are not permitted on this lot. RV living is not permitted as a primary residence. Farm animals: chickens are allowed with a city permit; livestock is not permitted.

Public water and public sewer are available. No HOA. No development impact fees apply — permit costs are calculated based on total construction valuation at the time of permitting.

Key contacts for development: Chattanooga Land Development Office / Zoning Division: (423) 643-5891 | Permitting Desk: (423) 643-5800 | Hamilton County WWTA (sewer tap fees): (423) 209-7842 | Chattanooga-Hamilton County Regional Planning Agency: (423) 643-5902.

Owner Financing Available

  • Owner finance available with no credit check or income verification
  • Contract for deed, deed transferred after final payment
  • Everyone is approved
  • Down payment: $5,000
  • APR: 10%
  • $249 processing and origination fee applies to all new loans

💰 Monthly Payment Options

Financed amount: $22,000.00 (owner finance price $27,000.00 − $5,000 down payment)

  • 5 Years (60 months): $467.43/month
  • 7 Years (84 months): $365.23/month
  • 10 Years (120 months): $290.73/month

All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Closing & Title Options

This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $299. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.

Categories: Residental

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