AFFORDABLE GEORGIA LOT WITH PAVED ACCESS

Here is a rare chance to own a piece of Harris County, Georgia at an exceptionally accessible price point. Lot 16F in the Melody Lakes subdivision offers a titled, warranty-deed parcel with confirmed legal road access on a paved road and verified buildable status from the county planner.

Waverly Hall sits in the heart of Harris County, a region of west-central Georgia known for its lakes, rolling countryside, and close-knit communities. The broader area offers a quiet, rural lifestyle with convenient proximity to Columbus, Georgia — a full-service city with shopping, dining, medical facilities, and employment — located approximately 20 miles to the southwest.

⛰️ Property Highlights

• Location: Waverly Hall, Harris County, GA

• Lot Size: 0.11 acres (4,791.6 sq ft)

• Zoning: A-1 — General Agricultural and Forestry District
• Road Access: Paved Road (verified)
• Utilities: Well Needed — must be drilled; Septic Needed — system must be installed (subject to Environmental Health approval)
• HOA: N/A
• Annual Taxes: $14.00

🏡 Perfect For

✅ Building a primary or secondary residence (site-built home — subject to setbacks and county permits)

✅ Placing a mobile home, manufactured home, or modular unit

✅ A low-cost land investment in an established Georgia subdivision

🌿 Enjoy Everything Harris County Has to Offer

✅ West Georgia's natural lake country — Melody Lakes is a lakeside subdivision community

✅ Close proximity to Columbus, GA — a major regional hub with full amenities, healthcare, and entertainment

✅ F.D. Roosevelt State Park nearby — one of Georgia's largest state parks, offering hiking, swimming, and camping in the Pine Mountain area

✅ Callaway Gardens — a world-class botanical garden and resort destination located in Harris County

✅ Rural lifestyle with low property taxes and no HOA restrictions

📍 Nearby Attractions

• Callaway Gardens — Pine Mountain, GA (Harris County)
• F.D. Roosevelt State Park — Pine Mountain, GA
• Columbus, GA — approximately 20 miles southwest (shopping, dining, Riverwalk, Fort Moore)
• West Point Lake — regional reservoir offering boating, fishing, and recreation

Important Property Information

Buildability: The county planner has confirmed that building is permitted on this parcel provided setbacks are met. Standard A-1 setbacks apply: Front — 50 ft / Sides — 20 ft / Rear — 35 ft. Given the substandard lot size of 0.11 acres, buyers are strongly encouraged to verify whether reduced variance setbacks can be obtained through the county planner before purchasing. Contact Harris County Community Development at (706) 628-4700 or the direct zoning line at (706) 628-4761.

Utilities — Critical Note: This lot has NO existing water or sewer. A private well must be drilled and a septic system must be installed at the buyer's expense. Due to the extremely small lot size (0.11 acres) and the parcel's proximity to water, fitting both a private well and a septic field on this lot is identified as highly difficult. Environmental Health must verify nearby neighbor well locations before a septic permit can be issued. Buyers must contact Harris County Environmental Health at (706) 628-5375 to confirm whether this parcel can legally pass a soil percolation test and support a septic system prior to committing to purchase.

Allowed Uses: Homes (site-built), Mobile Homes, and Manufactured/Modular Homes are permitted under A-1 zoning, subject to county setback and permit requirements.

Mobile Homes: Yes — mobile homes and manufactured homes are allowed.

RV / Temporary Living: Permanent residency in an RV is prohibited by county code. Recreational camping is permitted for a maximum of 30 consecutive days. If actively building under a valid county construction permit, a temporary occupancy permit may allow RV use for up to 180 days (renewable) during the active construction period.

Farm Animals: Farm animals are permitted but are strictly regulated by Harris County animal-to-acreage density ratios. Given the substandard lot size, buyers should verify allowable animal types and quantities with the county before planning any agricultural use.

Impact Fees: No impact fees for the land itself. Standard residential building permit fees apply at the time of construction.

Key County Contact Numbers:
• Zoning & Building Permits: (706) 628-4700
• Septic & Well Approvals (Environmental Health): (706) 628-5375
• Direct Zoning Line: (706) 628-4761
• Tax Assessor: (706) 628-4973
• Clerk of Superior Court (Deeds): (706) 628-4944

Closing & Title Options

This property can close through a title company with title insurance for approximately $800–$1,200, or through Land Supplier’s in-house closing for $299. The buyer is responsible for performing their own due diligence and for paying all closing costs and title fees if choosing to close through a title company.

Owner Financing Available

• Owner finance available with no credit check or income verification
• Contract for deed, deed transferred after final payment
• Everyone is approved
• Down payment: $500
• APR: 10%
• $249 processing and origination fee applies to all new loans

💰 Monthly Payment Options

Financed amount: $6,000.00 (owner finance price $6,500.00 − $500 down payment)

• 5 Years (60 months): $127.48/month
• 7 Years (84 months): $99.61/month
• 10 Years (120 months): $79.29/month

All payments are principal and interest at 10% APR. The $249 processing and origination fee is separate — it is not included in the financed amount or in the monthly payments above.

Categories: Mobile HomesResidental